SkillsFuture eligibility checker: what can you claim?
Six questions, one clear answer: which of Singapore's five training-funding instruments apply to you — SkillsFuture Credit, SSG course-fee subsidy, mid-career support, UTAP and employer schemes — and what an AI course would actually cost out of pocket.
Your profile
Pick a course type to price
This calculator gives an illustrative estimate for general information only — it is not financial advice. Subsidy rates, caps and eligibility are set by SSG, SkillsFuture, NTUC and other bodies, change without notice, and depend on your circumstances and each course's actual funding status. Always confirm current eligibility before enrolling. Our advisors will verify your exact net price for free.
Your funding profile
2 of 6
instruments potentially available to you
SkillsFuture Credit
Citizens 25+ get S$500 opening credit + top-ups
SSG course-fee subsidy
Baseline support on eligible courses — applied automatically by the provider
Mid-career enhanced subsidy
Unlocks at age 40 for citizens
UTAP (NTUC)
Requires NTUC membership — joinable anytime on the U Portal
IBF-STS (finance sector)
For banking/finance sector professionals on IBF-accredited courses
SFEC (employer credit)
Employer-side instrument — only applies when your company sponsors the course
Estimated net fee
S$0
for a S$680 course, based on your profile
Matched courses for this budget
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Know what you can claim? Browse every AI course in the directory or read the SkillsFuture AI courses guide.
The five instruments, at a glance
| Instrument | Who qualifies | What it gives |
|---|---|---|
| SkillsFuture Credit | Citizens 25+ | S$500 opening credit + top-ups, claimed on MySkillsFuture |
| SSG course-fee subsidy | Citizens & PRs | 50–70% off supported courses (higher rates for SME-sponsored) |
| Mid-career support | Citizens 40+ | Enhanced subsidy rate — up to 70% course-fee funding |
| UTAP | NTUC members | 50% of unfunded fees back, annual caps apply |
| IBF-STS / SFEC | Finance professionals / employers | Up to 70% off for finance sector; employer credit offsets out-of-pocket costs |
Illustrative only — see the full disclaimer under the checker. Not sure which course to pick? The AI course finder quiz matches you to programmes in two minutes.